Call reports 2015
SAVINGS BANK OF WALPOLE — 2015
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 351,700,000 | 346,644,000 | 348,285,000 | 360,974,000 |
| Total loans | 213,035,000 | 212,614,000 | 211,748,000 | 214,707,000 |
| Allowance for loan losses | 2,530,000 | 2,531,000 | 2,531,000 | 2,532,000 |
| Securities available for sale | 86,275,000 | 96,080,000 | 94,593,000 | 103,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,150,000 | 316,962,000 | 317,786,000 | 331,272,000 |
| Interest-bearing deposits | 297,889,000 | 294,133,000 | 292,505,000 | 306,817,000 |
| Noninterest-bearing deposits | 24,261,000 | 22,829,000 | 25,281,000 | 24,455,000 |
| Equity capital | 27,651,000 | 27,786,000 | 28,298,000 | 28,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,300,000 | 4,692,000 | 7,092,000 | 9,525,000 |
| Interest expense | 266,000 | 522,000 | 771,000 | 1,012,000 |
| Net interest income | 2,034,000 | 4,170,000 | 6,321,000 | 8,513,000 |
| Noninterest income | 569,000 | 1,375,000 | 2,010,000 | 2,798,000 |
| Noninterest expense | 2,514,000 | 5,047,000 | 7,522,000 | 10,142,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 90,000 | 541,000 | 944,000 | 1,333,000 |
| Income tax | 0 | 113,000 | 219,000 | 311,000 |
| Net income | 90,000 | 428,000 | 725,000 | 1,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,293,000 | 27,631,000 | 27,928,000 | 28,224,000 |
| Total capital | 29,467,000 | 29,855,000 | 30,110,000 | 30,452,000 |
| Risk-weighted assets | 173,527,000 | 177,606,000 | 174,206,000 | 177,896,000 |