Call reports 2014
SAVINGS BANK OF WALPOLE — 2014
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 338,303,000 | 341,716,000 | 343,880,000 | 339,920,000 |
| Total loans | 193,900,000 | 197,152,000 | 202,726,000 | 205,344,000 |
| Allowance for loan losses | 2,597,000 | 2,570,000 | 2,522,000 | 2,528,000 |
| Securities available for sale | 92,005,000 | 96,066,000 | 95,672,000 | 97,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,696,000 | 312,635,000 | 314,704,000 | 310,748,000 |
| Interest-bearing deposits | 290,653,000 | 291,101,000 | 291,218,000 | 289,060,000 |
| Noninterest-bearing deposits | 19,043,000 | 21,534,000 | 23,486,000 | 21,688,000 |
| Equity capital | 26,589,000 | 27,031,000 | 27,036,000 | 27,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,269,000 | 4,585,000 | 6,869,000 | 9,140,000 |
| Interest expense | 312,000 | 613,000 | 906,000 | 1,187,000 |
| Net interest income | 1,957,000 | 3,972,000 | 5,963,000 | 7,953,000 |
| Noninterest income | 572,000 | 1,151,000 | 1,744,000 | 2,302,000 |
| Noninterest expense | 2,419,000 | 4,813,000 | 7,136,000 | 9,660,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 187,000 | 387,000 | 711,000 | 817,000 |
| Income tax | 38,000 | 84,000 | 161,000 | 171,000 |
| Net income | 149,000 | 303,000 | 550,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,215,000 | 26,369,000 | 26,692,000 | 26,798,000 |
| Total capital | 28,151,000 | 28,413,000 | 28,771,000 | 28,937,000 |
| Risk-weighted assets | 154,219,000 | 162,981,000 | 165,862,000 | 170,713,000 |