Call reports 2013
SAVINGS BANK OF WALPOLE — 2013
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 331,170,000 | 331,527,000 | 337,094,000 | 333,801,000 |
| Total loans | 190,399,000 | 191,403,000 | 195,246,000 | 198,324,000 |
| Allowance for loan losses | 2,607,000 | 2,589,000 | 2,592,000 | 2,620,000 |
| Securities available for sale | 65,117,000 | 78,834,000 | 85,261,000 | 93,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,833,000 | 303,541,000 | 308,620,000 | 305,351,000 |
| Interest-bearing deposits | 283,838,000 | 282,325,000 | 285,353,000 | 283,637,000 |
| Noninterest-bearing deposits | 18,995,000 | 21,216,000 | 23,267,000 | 21,714,000 |
| Equity capital | 26,368,000 | 26,063,000 | 26,399,000 | 26,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,312,000 | 4,546,000 | 6,803,000 | 9,026,000 |
| Interest expense | 398,000 | 776,000 | 1,134,000 | 1,474,000 |
| Net interest income | 1,914,000 | 3,770,000 | 5,669,000 | 7,552,000 |
| Noninterest income | 548,000 | 1,192,000 | 1,834,000 | 2,437,000 |
| Noninterest expense | 2,430,000 | 4,797,000 | 7,051,000 | 9,412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 305,000 | 433,000 | 721,000 | 846,000 |
| Income tax | 90,000 | 111,000 | 190,000 | 214,000 |
| Net income | 215,000 | 322,000 | 531,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,782,000 | 25,702,000 | 26,005,000 | 25,980,000 |
| Total capital | 27,727,000 | 27,677,000 | 27,997,000 | 27,990,000 |
| Risk-weighted assets | 154,909,000 | 157,376,000 | 158,791,000 | 160,177,000 |