Call reports 2012
SAVINGS BANK OF WALPOLE — 2012
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 319,822,000 | 319,831,000 | 321,577,000 | 325,600,000 |
| Total loans | 185,458,000 | 187,186,000 | 186,509,000 | 190,343,000 |
| Allowance for loan losses | 2,941,000 | 2,833,000 | 2,784,000 | 2,694,000 |
| Securities available for sale | 63,058,000 | 63,935,000 | 63,433,000 | 66,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,863,000 | 291,969,000 | 293,298,000 | 297,389,000 |
| Interest-bearing deposits | 273,276,000 | 272,235,000 | 268,463,000 | 276,493,000 |
| Noninterest-bearing deposits | 18,587,000 | 19,734,000 | 24,835,000 | 20,896,000 |
| Equity capital | 25,988,000 | 26,055,000 | 26,286,000 | 26,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,558,000 | 5,037,000 | 7,435,000 | 9,771,000 |
| Interest expense | 482,000 | 950,000 | 1,409,000 | 1,848,000 |
| Net interest income | 2,076,000 | 4,087,000 | 6,026,000 | 7,923,000 |
| Noninterest income | 575,000 | 1,152,000 | 1,737,000 | 2,366,000 |
| Noninterest expense | 2,360,000 | 4,632,000 | 6,933,000 | 9,391,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 451,000 | 761,000 | 986,000 | 1,054,000 |
| Income tax | 148,000 | 242,000 | 302,000 | 297,000 |
| Net income | 303,000 | 519,000 | 684,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,472,000 | 25,687,000 | 25,852,000 | 25,463,000 |
| Total capital | 27,520,000 | 27,732,000 | 27,880,000 | 27,508,000 |
| Risk-weighted assets | 154,982,000 | 154,998,000 | 152,750,000 | 154,619,000 |