Call reports 2011
SAVINGS BANK OF WALPOLE — 2011
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 302,439,000 | 304,690,000 | 313,618,000 | 310,894,000 |
| Total loans | 182,562,000 | 184,352,000 | 185,907,000 | 184,823,000 |
| Allowance for loan losses | 2,844,000 | 2,840,000 | 2,784,000 | 2,792,000 |
| Securities available for sale | 55,234,000 | 58,762,000 | 62,241,000 | 62,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,341,000 | 277,067,000 | 286,217,000 | 283,404,000 |
| Interest-bearing deposits | 260,051,000 | 259,728,000 | 266,441,000 | 264,926,000 |
| Noninterest-bearing deposits | 15,290,000 | 17,339,000 | 19,776,000 | 18,478,000 |
| Equity capital | 25,111,000 | 25,472,000 | 25,475,000 | 25,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,721,000 | 5,412,000 | 8,026,000 | 10,600,000 |
| Interest expense | 585,000 | 1,149,000 | 1,687,000 | 2,191,000 |
| Net interest income | 2,136,000 | 4,263,000 | 6,339,000 | 8,409,000 |
| Noninterest income | 510,000 | 1,108,000 | 1,577,000 | 2,112,000 |
| Noninterest expense | 2,347,000 | 4,634,000 | 6,826,000 | 9,066,000 |
| Provision for loan losses | 164,000 | 164,000 | 407,000 | 407,000 |
| Pretax income | 135,000 | 815,000 | 925,000 | 1,293,000 |
| Income tax | 37,000 | 267,000 | 283,000 | 405,000 |
| Net income | 98,000 | 548,000 | 642,000 | 888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,378,000 | 24,829,000 | 24,922,000 | 25,169,000 |
| Total capital | 26,352,000 | 26,867,000 | 26,979,000 | 27,165,000 |
| Risk-weighted assets | 150,865,000 | 155,791,000 | 159,333,000 | 152,320,000 |