Call reports 2010
SAVINGS BANK OF WALPOLE — 2010
What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 287,521,000 | 285,223,000 | 292,111,000 | 295,495,000 |
| Total loans | 186,134,000 | 185,739,000 | 181,011,000 | 183,419,000 |
| Allowance for loan losses | 2,392,000 | 2,493,000 | 2,511,000 | 2,667,000 |
| Securities available for sale | 50,245,000 | 51,001,000 | 51,707,000 | 52,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,308,000 | 257,842,000 | 264,838,000 | 268,618,000 |
| Interest-bearing deposits | 247,433,000 | 242,556,000 | 249,552,000 | 253,739,000 |
| Noninterest-bearing deposits | 12,875,000 | 15,286,000 | 15,286,000 | 14,879,000 |
| Equity capital | 24,573,000 | 24,882,000 | 25,079,000 | 24,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,975,000 | 5,881,000 | 8,719,000 | 11,485,000 |
| Interest expense | 698,000 | 1,341,000 | 1,972,000 | 2,587,000 |
| Net interest income | 2,277,000 | 4,540,000 | 6,747,000 | 8,898,000 |
| Noninterest income | 479,000 | 1,139,000 | 2,037,000 | 2,560,000 |
| Noninterest expense | 2,194,000 | 4,593,000 | 6,867,000 | 9,256,000 |
| Provision for loan losses | 184,000 | 292,000 | 919,000 | 1,140,000 |
| Pretax income | 960,000 | 1,376,000 | 1,652,000 | 1,719,000 |
| Income tax | 331,000 | 462,000 | 547,000 | 552,000 |
| Net income | 629,000 | 914,000 | 1,105,000 | 1,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,515,000 | 22,736,000 | 24,219,000 | 24,280,000 |
| Total capital | 24,578,000 | 24,730,000 | 26,149,000 | 26,255,000 |
| Risk-weighted assets | 160,615,000 | 156,730,000 | 149,898,000 | 152,065,000 |