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Call reports 2003

SAVINGS BANK OF WALPOLE — 2003

What SAVINGS BANK OF WALPOLE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5036069e-e62a-4131-b64a-02595bfef5c0/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets207,404,000209,326,000207,800,000211,105,000
Total loans133,674,000138,648,000144,331,000148,858,000
Allowance for loan losses1,442,0001,385,0001,416,0001,455,000
Securities available for sale47,489,00051,067,00046,260,00044,581,000
Securities held to maturity0000
Trading assets0000
Total deposits189,127,000188,744,000188,961,000192,324,000
Interest-bearing deposits180,996,000177,916,000178,420,000182,705,000
Noninterest-bearing deposits8,131,00010,828,00010,541,0009,619,000
Equity capital17,361,00017,981,00017,898,00017,975,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income2,626,0005,305,0007,905,00010,528,000
Interest expense979,0001,876,0002,691,0003,483,000
Net interest income1,647,0003,429,0005,214,0007,045,000
Noninterest income233,000508,000798,0001,088,000
Noninterest expense1,573,0003,144,0004,721,0006,341,000
Provision for loan losses75,000135,000195,000215,000
Pretax income232,000706,0001,221,0001,790,000
Income tax79,000242,000417,000614,000
Net income153,000464,000804,0001,176,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital16,145,00016,456,00016,796,00017,168,000
Total capital17,587,00017,841,00018,212,00018,623,000
Risk-weighted assets123,504,000128,274,000126,764,000128,704,000

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