Call reports 2015
COUNTY COMMERCE BANK — 2015
What COUNTY COMMERCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 254,727,000 | 252,547,000 | 257,277,000 | 256,210,000 |
| Total loans | 147,941,000 | 150,274,000 | 162,169,000 | 164,441,000 |
| Allowance for loan losses | 2,346,000 | 2,351,000 | 2,351,000 | 2,352,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,463,000 | 216,159,000 | 223,254,000 | 225,756,000 |
| Interest-bearing deposits | 144,492,000 | 139,561,000 | 140,522,000 | 141,655,000 |
| Noninterest-bearing deposits | 78,971,000 | 76,598,000 | 82,732,000 | 84,101,000 |
| Equity capital | 22,956,000 | 23,531,000 | 24,112,000 | 24,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,000,000 | 4,119,000 | 6,313,000 | 8,597,000 |
| Interest expense | 107,000 | 217,000 | 325,000 | 433,000 |
| Net interest income | 1,893,000 | 3,902,000 | 5,988,000 | 8,164,000 |
| Noninterest income | 110,000 | 220,000 | 385,000 | 483,000 |
| Noninterest expense | 1,163,000 | 2,311,000 | 3,581,000 | 5,232,000 |
| Provision for loan losses | 0 | 3,000 | 3,000 | 3,000 |
| Pretax income | 840,000 | 1,808,000 | 2,789,000 | 3,412,000 |
| Income tax | 357,000 | 768,000 | 1,185,000 | 1,511,000 |
| Net income | 483,000 | 1,040,000 | 1,604,000 | 1,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,950,000 | 23,525,000 | 24,107,000 | 24,716,000 |
| Total capital | 24,979,000 | 25,568,000 | 26,286,000 | 26,965,000 |
| Risk-weighted assets | 161,840,000 | 163,081,000 | 174,132,000 | 179,821,000 |