Call reports 2014
COUNTY COMMERCE BANK — 2014
What COUNTY COMMERCE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 237,469,000 | 236,582,000 | 252,670,000 | 252,706,000 |
| Total loans | 124,564,000 | 130,480,000 | 134,544,000 | 140,382,000 |
| Allowance for loan losses | 2,593,000 | 2,344,000 | 2,345,000 | 2,346,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,597,000 | 209,135,000 | 224,607,000 | 215,444,000 |
| Interest-bearing deposits | 135,249,000 | 134,486,000 | 138,216,000 | 132,035,000 |
| Noninterest-bearing deposits | 75,347,000 | 74,649,000 | 86,391,000 | 83,409,000 |
| Equity capital | 20,928,000 | 21,460,000 | 21,935,000 | 22,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,782,000 | 3,576,000 | 5,462,000 | 7,407,000 |
| Interest expense | 111,000 | 226,000 | 337,000 | 446,000 |
| Net interest income | 1,671,000 | 3,350,000 | 5,125,000 | 6,961,000 |
| Noninterest income | 86,000 | 182,000 | 274,000 | 362,000 |
| Noninterest expense | 1,014,000 | 2,150,000 | 3,226,000 | 4,280,000 |
| Provision for loan losses | 0 | -250,000 | -250,000 | -250,000 |
| Pretax income | 743,000 | 1,632,000 | 2,423,000 | 3,293,000 |
| Income tax | 313,000 | 687,000 | 1,020,000 | 1,386,000 |
| Net income | 430,000 | 945,000 | 1,403,000 | 1,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,928,000 | 21,460,000 | 21,935,000 | 22,457,000 |
| Total capital | 22,612,000 | 23,209,000 | 23,728,000 | 24,328,000 |
| Risk-weighted assets | 133,795,000 | 139,330,000 | 142,822,000 | 149,166,000 |