Call reports 2013
COUNTY COMMERCE BANK — 2013
What COUNTY COMMERCE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 204,558,000 | 202,921,000 | 217,086,000 | 223,720,000 |
| Total loans | 118,536,000 | 123,250,000 | 120,635,000 | 127,209,000 |
| Allowance for loan losses | 2,958,000 | 2,950,000 | 2,841,000 | 2,592,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,567,000 | 177,773,000 | 191,422,000 | 193,843,000 |
| Interest-bearing deposits | 123,428,000 | 121,086,000 | 124,833,000 | 130,302,000 |
| Noninterest-bearing deposits | 57,139,000 | 56,687,000 | 66,589,000 | 63,541,000 |
| Equity capital | 18,988,000 | 19,421,000 | 19,856,000 | 20,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,721,000 | 3,585,000 | 5,363,000 | 7,193,000 |
| Interest expense | 120,000 | 241,000 | 360,000 | 478,000 |
| Net interest income | 1,601,000 | 3,344,000 | 5,003,000 | 6,715,000 |
| Noninterest income | 100,000 | 171,000 | 234,000 | 309,000 |
| Noninterest expense | 1,006,000 | 2,095,000 | 3,112,000 | 4,184,000 |
| Provision for loan losses | 0 | 23,000 | 23,000 | -227,000 |
| Pretax income | 695,000 | 1,397,000 | 2,102,000 | 3,067,000 |
| Income tax | 286,000 | 575,000 | 865,000 | 1,262,000 |
| Net income | 409,000 | 822,000 | 1,237,000 | 1,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,988,000 | 19,421,000 | 19,856,000 | 20,481,000 |
| Total capital | 20,539,000 | 21,061,000 | 21,487,000 | 22,181,000 |
| Risk-weighted assets | 122,688,000 | 129,863,000 | 129,210,000 | 135,047,000 |