Call reports 2012
COUNTY COMMERCE BANK — 2012
What COUNTY COMMERCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 187,453,000 | 184,000,000 | 192,346,000 | 203,406,000 |
| Total loans | 106,326,000 | 108,304,000 | 111,924,000 | 120,296,000 |
| Allowance for loan losses | 2,966,000 | 2,966,000 | 2,970,000 | 2,958,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,171,000 | 160,047,000 | 169,757,000 | 180,136,000 |
| Interest-bearing deposits | 115,921,000 | 111,175,000 | 114,481,000 | 124,947,000 |
| Noninterest-bearing deposits | 48,250,000 | 48,872,000 | 55,276,000 | 55,189,000 |
| Equity capital | 16,567,000 | 17,061,000 | 17,485,000 | 18,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,779,000 | 3,526,000 | 5,295,000 | 7,083,000 |
| Interest expense | 166,000 | 321,000 | 452,000 | 578,000 |
| Net interest income | 1,613,000 | 3,205,000 | 4,843,000 | 6,505,000 |
| Noninterest income | 71,000 | 192,000 | 259,000 | 322,000 |
| Noninterest expense | 996,000 | 1,962,000 | 3,004,000 | 3,893,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 4,000 |
| Pretax income | 688,000 | 1,435,000 | 2,094,000 | 2,930,000 |
| Income tax | 283,000 | 590,000 | 862,000 | 1,206,000 |
| Net income | 405,000 | 845,000 | 1,232,000 | 1,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,567,000 | 17,061,000 | 17,485,000 | 18,508,000 |
| Total capital | 18,079,000 | 18,522,000 | 18,950,000 | 20,049,000 |
| Risk-weighted assets | 118,719,000 | 115,353,000 | 115,672,000 | 121,841,000 |