Call reports 2011
COUNTY COMMERCE BANK — 2011
What COUNTY COMMERCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 172,463,000 | 177,441,000 | 183,062,000 | 185,497,000 |
| Total loans | 102,813,000 | 102,118,000 | 104,665,000 | 106,558,000 |
| Allowance for loan losses | 2,752,000 | 2,816,000 | 2,881,000 | 2,966,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,695,000 | 157,466,000 | 160,463,000 | 160,600,000 |
| Interest-bearing deposits | 108,365,000 | 109,937,000 | 107,952,000 | 112,154,000 |
| Noninterest-bearing deposits | 44,330,000 | 47,529,000 | 52,511,000 | 48,446,000 |
| Equity capital | 14,772,000 | 15,209,000 | 15,723,000 | 16,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,791,000 | 3,623,000 | 5,448,000 | 7,267,000 |
| Interest expense | 211,000 | 407,000 | 600,000 | 779,000 |
| Net interest income | 1,580,000 | 3,216,000 | 4,848,000 | 6,488,000 |
| Noninterest income | 73,000 | 186,000 | 251,000 | 315,000 |
| Noninterest expense | 1,032,000 | 2,059,000 | 3,006,000 | 3,901,000 |
| Provision for loan losses | 67,000 | 149,000 | 214,000 | 299,000 |
| Pretax income | 554,000 | 1,194,000 | 1,879,000 | 2,603,000 |
| Income tax | 228,000 | 491,000 | 773,000 | 1,070,000 |
| Net income | 326,000 | 703,000 | 1,106,000 | 1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,772,000 | 15,209,000 | 15,723,000 | 16,156,000 |
| Total capital | 16,198,000 | 16,632,000 | 17,207,000 | 17,663,000 |
| Risk-weighted assets | 112,379,000 | 111,665,000 | 116,545,000 | 118,284,000 |