Call reports 2010
COUNTY COMMERCE BANK — 2010
What COUNTY COMMERCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 159,479,000 | 159,514,000 | 168,602,000 | 170,383,000 |
| Total loans | 97,404,000 | 100,366,000 | 97,190,000 | 101,429,000 |
| Allowance for loan losses | 2,010,000 | 2,130,000 | 2,340,000 | 2,670,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 500,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,215,000 | 139,921,000 | 148,485,000 | 150,128,000 |
| Interest-bearing deposits | 100,497,000 | 101,209,000 | 109,394,000 | 108,938,000 |
| Noninterest-bearing deposits | 39,718,000 | 38,713,000 | 39,090,000 | 41,190,000 |
| Equity capital | 13,480,000 | 13,776,000 | 14,113,000 | 14,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,801,000 | 3,672,000 | 5,557,000 | 7,389,000 |
| Interest expense | 275,000 | 543,000 | 808,000 | 1,041,000 |
| Net interest income | 1,526,000 | 3,129,000 | 4,749,000 | 6,348,000 |
| Noninterest income | 71,000 | 142,000 | 258,000 | 422,000 |
| Noninterest expense | 1,064,000 | 2,119,000 | 3,083,000 | 3,965,000 |
| Provision for loan losses | 75,000 | 200,000 | 410,000 | 745,000 |
| Pretax income | 458,000 | 952,000 | 1,514,000 | 2,060,000 |
| Income tax | 188,000 | 392,000 | 623,000 | 848,000 |
| Net income | 270,000 | 560,000 | 891,000 | 1,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,480,000 | 13,776,000 | 14,113,000 | 14,441,000 |
| Total capital | 14,824,000 | 15,113,000 | 15,489,000 | 15,846,000 |
| Risk-weighted assets | 106,044,000 | 105,362,000 | 108,347,000 | 110,365,000 |