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Call reports 2011

EAST RIVER BANK — 2011

What EAST RIVER BANK reported to the FFIEC in 2011, quarter by quarter.

PERIOD: 2011SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/502bcdce-27bd-448c-b00c-f51d35276154/2011

Balance sheet

What the bank holds and owes at quarter end

Measure2011Q12011Q22011Q32011Q4
Total assets226,164,000230,760,000235,257,000222,892,000
Total loans162,925,000165,572,000170,674,000171,884,000
Allowance for loan losses2,805,0002,025,0002,121,0002,107,000
Securities available for sale13,530,00012,671,00012,367,00012,054,000
Securities held to maturity23,861,00022,905,00021,983,00020,735,000
Trading assets0000
Total deposits193,372,000195,654,000199,077,000186,709,000
Interest-bearing deposits184,947,000185,635,000186,583,000176,824,000
Noninterest-bearing deposits8,425,00010,019,00012,494,0009,885,000
Equity capital21,148,00021,561,00021,816,00022,073,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2011Q12011Q22011Q32011Q4
Interest income2,866,0005,734,0008,657,00011,576,000
Interest expense807,0001,656,0002,476,0003,140,000
Net interest income2,059,0004,078,0006,181,0008,436,000
Noninterest income23,00064,000146,000194,000
Noninterest expense1,472,0002,915,0004,407,0005,912,000
Provision for loan losses205,000435,000779,0001,229,000
Pretax income405,000824,0001,174,0001,522,000
Income tax179,000342,000473,000572,000
Net income251,000510,000729,000978,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2011Q12011Q22011Q32011Q4
Tier 1 capital21,170,00021,555,00021,761,00022,010,000
Total capital22,757,00023,169,00023,404,00023,615,000
Risk-weighted assets125,683,000128,629,000130,892,000127,878,000

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