Call reports 2008
EAST RIVER BANK — 2008
What EAST RIVER BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 104,660,000 | 115,665,000 | 122,252,000 | 140,155,000 |
| Total loans | 83,056,000 | 95,181,000 | 104,886,000 | 115,189,000 |
| Allowance for loan losses | 663,000 | 775,000 | 848,000 | 1,335,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 6,237,000 | 6,169,000 | 15,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,457,000 | 90,560,000 | 96,099,000 | 109,923,000 |
| Interest-bearing deposits | 73,622,000 | 83,584,000 | 90,749,000 | 103,107,000 |
| Noninterest-bearing deposits | 5,835,000 | 6,976,000 | 5,350,000 | 6,816,000 |
| Equity capital | 14,926,000 | 14,756,000 | 14,833,000 | 14,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,206,000 | 5,070,000 | 7,144,000 |
| Interest expense | 818,000 | 1,648,000 | 2,513,000 | 3,494,000 |
| Net interest income | 739,000 | 1,558,000 | 2,557,000 | 3,650,000 |
| Noninterest income | 59,000 | 104,000 | 193,000 | 275,000 |
| Noninterest expense | 888,000 | 1,810,000 | 2,748,000 | 3,745,000 |
| Provision for loan losses | 82,000 | 194,000 | 267,000 | 754,000 |
| Pretax income | -172,000 | -342,000 | -265,000 | -574,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -172,000 | -342,000 | -265,000 | -574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,926,000 | 14,756,000 | 14,833,000 | 14,524,000 |
| Total capital | 15,662,000 | 15,608,000 | 15,748,000 | 15,792,000 |
| Risk-weighted assets | 81,321,000 | 87,562,000 | 93,260,000 | 101,279,000 |
Machine access — free, no API key
Every figure shown here about EAST RIVER BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.