Call reports 2026
HURON VALLEY STATE BANK — 2026
What HURON VALLEY STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 286,693,000 | 291,906,000 |
| Total loans | 231,960,000 | 243,431,000 |
| Allowance for loan losses | 2,918,000 | 2,963,000 |
| Securities available for sale | 16,431,000 | 15,537,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 257,745,000 | 261,445,000 |
| Interest-bearing deposits | 172,081,000 | 172,925,000 |
| Noninterest-bearing deposits | 85,664,000 | 88,520,000 |
| Equity capital | 27,436,000 | 28,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,828,000 | 7,928,000 |
| Interest expense | 1,091,000 | 2,301,000 |
| Net interest income | 2,737,000 | 5,627,000 |
| Noninterest income | 186,000 | 393,000 |
| Noninterest expense | 2,108,000 | 4,224,000 |
| Provision for loan losses | 45,000 | 90,000 |
| Pretax income | 770,000 | 1,706,000 |
| Income tax | 161,000 | 358,000 |
| Net income | 609,000 | 1,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,129,000 | 28,869,000 |
| Total capital | 31,147,000 | 31,932,000 |
| Risk-weighted assets | 260,869,000 | 273,437,000 |