Call reports 2026
NEWBURYPORT FIVE CENTS SAVINGS BANK — 2026
What NEWBURYPORT FIVE CENTS SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,576,539,000 | 1,573,796,000 |
| Total loans | 1,314,674,000 | 1,308,547,000 |
| Allowance for loan losses | 16,883,000 | 16,729,000 |
| Securities available for sale | 164,339,000 | 162,609,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 7,408,000 | 3,833,000 |
| Total deposits | 1,228,581,000 | 1,257,955,000 |
| Interest-bearing deposits | 1,042,098,000 | 1,070,246,000 |
| Noninterest-bearing deposits | 186,483,000 | 187,709,000 |
| Equity capital | 139,593,000 | 142,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 19,652,000 | 39,598,000 |
| Interest expense | 9,042,000 | 18,135,000 |
| Net interest income | 10,610,000 | 21,463,000 |
| Noninterest income | 572,000 | 1,300,000 |
| Noninterest expense | 10,321,000 | 20,210,000 |
| Provision for loan losses | 1,140,000 | 1,445,000 |
| Pretax income | 256,000 | 3,544,000 |
| Income tax | -98,000 | 480,000 |
| Net income | 354,000 | 3,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 152,509,000 | 155,219,000 |
| Total capital | 168,934,000 | 171,860,000 |
| Risk-weighted assets | 1,312,757,000 | 1,330,199,000 |