Call reports 2004
NEWBURYPORT FIVE CENTS SAVINGS BANK — 2004
What NEWBURYPORT FIVE CENTS SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 454,767,000 | 462,051,000 | 471,245,000 | 478,446,000 |
| Total loans | 311,926,000 | 323,488,000 | 332,131,000 | 339,800,000 |
| Allowance for loan losses | 2,635,000 | 2,802,000 | 2,923,000 | 2,920,000 |
| Securities available for sale | 127,172,000 | 118,873,000 | 120,941,000 | 120,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,850,000 | 330,327,000 | 338,855,000 | 334,362,000 |
| Interest-bearing deposits | 306,612,000 | 311,763,000 | 318,127,000 | 315,538,000 |
| Noninterest-bearing deposits | 15,238,000 | 18,564,000 | 20,728,000 | 18,824,000 |
| Equity capital | 73,970,000 | 72,603,000 | 74,573,000 | 76,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,833,000 | 11,740,000 | 17,705,000 | 23,861,000 |
| Interest expense | 1,730,000 | 3,473,000 | 5,265,000 | 7,169,000 |
| Net interest income | 4,103,000 | 8,267,000 | 12,440,000 | 16,692,000 |
| Noninterest income | 187,000 | 440,000 | 681,000 | 1,118,000 |
| Noninterest expense | 2,198,000 | 5,495,000 | 7,790,000 | 10,266,000 |
| Provision for loan losses | 0 | 175,000 | 300,000 | 425,000 |
| Pretax income | 2,074,000 | 3,833,000 | 5,834,000 | 7,740,000 |
| Income tax | 697,000 | 1,077,000 | 1,747,000 | 2,378,000 |
| Net income | 1,377,000 | 2,756,000 | 4,087,000 | 5,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,924,000 | 65,304,000 | 66,634,000 | 67,909,000 |
| Total capital | 66,559,000 | 68,106,000 | 69,557,000 | 70,829,000 |
| Risk-weighted assets | 291,470,000 | 295,982,000 | 297,205,000 | 307,707,000 |
Machine access — free, no API key
Every figure shown here about NEWBURYPORT FIVE CENTS SAVINGS BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.