Call reports 2022
PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Total assets | 132,886,000 | 132,506,000 | 130,552,000 |
| Total loans | 99,899,000 | 101,379,000 | 104,173,000 |
| Allowance for loan losses | 1,061,000 | 1,065,000 | 1,165,000 |
| Securities available for sale | 12,783,000 | 12,112,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 116,859,000 | 116,665,000 | 115,525,000 |
| Interest-bearing deposits | 108,016,000 | 107,817,000 | 106,780,000 |
| Noninterest-bearing deposits | 8,843,000 | 8,848,000 | 8,745,000 |
| Equity capital | 14,682,000 | 14,539,000 | 13,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Interest income | 1,126,000 | 2,297,000 | 3,719,000 |
| Interest expense | 36,000 | 72,000 | 104,000 |
| Net interest income | 1,090,000 | 2,225,000 | 3,615,000 |
| Noninterest income | 95,000 | 170,000 | 246,000 |
| Noninterest expense | 885,000 | 1,794,000 | 4,151,000 |
| Provision for loan losses | -87,000 | -87,000 | -88,000 |
| Pretax income | 387,000 | 688,000 | -2,029,000 |
| Income tax | 72,000 | 128,000 | -449,000 |
| Net income | 315,000 | 560,000 | -1,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 |
|---|---|---|---|
| Tier 1 capital | 15,436,000 | 15,681,000 | 13,539,000 |
| Total capital | 16,497,000 | 16,746,000 | 14,675,000 |
| Risk-weighted assets | 93,168,000 | 91,646,000 | 90,889,000 |