Call reports 2021
PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 127,385,000 | 127,134,000 | 125,551,000 | 129,392,000 |
| Total loans | 91,208,000 | 95,440,000 | 96,864,000 | 98,782,000 |
| Allowance for loan losses | 1,069,000 | 1,069,000 | 1,068,000 | 1,068,000 |
| Securities available for sale | 14,092,000 | 13,106,000 | 11,961,000 | 10,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,247,000 | 109,960,000 | 108,367,000 | 112,951,000 |
| Interest-bearing deposits | 103,018,000 | 108,731,000 | 107,073,000 | 111,839,000 |
| Noninterest-bearing deposits | 7,229,000 | 1,229,000 | 1,294,000 | 1,112,000 |
| Equity capital | 15,364,000 | 15,468,000 | 15,559,000 | 14,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,111,000 | 2,219,000 | 3,345,000 | 4,473,000 |
| Interest expense | 79,000 | 138,000 | 189,000 | 231,000 |
| Net interest income | 1,032,000 | 2,081,000 | 3,156,000 | 4,242,000 |
| Noninterest income | 72,000 | 155,000 | 243,000 | 330,000 |
| Noninterest expense | 882,000 | 1,786,000 | 2,644,000 | 3,488,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 222,000 | 450,000 | 755,000 | 1,084,000 |
| Income tax | 40,000 | 81,000 | 136,000 | 198,000 |
| Net income | 182,000 | 369,000 | 619,000 | 886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,487,000 | 15,573,000 | 15,705,000 | 15,121,000 |
| Total capital | 16,434,000 | 16,557,000 | 16,772,000 | 16,118,000 |
| Risk-weighted assets | 75,641,000 | 78,686,000 | 85,437,000 | 79,719,000 |