Call reports 2020
PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION — 2020
What PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 115,513,000 | 121,229,000 | 122,018,000 | 124,866,000 |
| Total loans | 89,354,000 | 89,149,000 | 90,462,000 | 91,117,000 |
| Allowance for loan losses | 1,051,000 | 1,062,000 | 1,066,000 | 1,068,000 |
| Securities available for sale | 6,167,000 | 5,362,000 | 7,351,000 | 13,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,791,000 | 103,447,000 | 104,136,000 | 107,140,000 |
| Interest-bearing deposits | 92,302,000 | 96,974,000 | 98,146,000 | 100,454,000 |
| Noninterest-bearing deposits | 5,489,000 | 6,473,000 | 5,990,000 | 6,686,000 |
| Equity capital | 15,263,000 | 15,356,000 | 15,513,000 | 15,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,174,000 | 2,307,000 | 3,430,000 | 4,536,000 |
| Interest expense | 152,000 | 300,000 | 447,000 | 568,000 |
| Net interest income | 1,022,000 | 2,007,000 | 2,983,000 | 3,968,000 |
| Noninterest income | 47,000 | 116,000 | 191,000 | 240,000 |
| Noninterest expense | 831,000 | 1,638,000 | 2,463,000 | 3,311,000 |
| Provision for loan losses | -2,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | 240,000 | 477,000 | 703,000 | 889,000 |
| Income tax | 46,000 | 89,000 | 130,000 | 164,000 |
| Net income | 194,000 | 388,000 | 573,000 | 725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,180,000 | 15,278,000 | 15,363,000 | 15,415,000 |
| Total capital | 16,018,000 | 16,108,000 | 16,235,000 | 16,303,000 |
| Risk-weighted assets | 66,820,000 | 66,197,000 | 69,566,000 | 70,878,000 |