Call reports 2019
PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 113,248,000 | 114,498,000 | 115,214,000 | 115,782,000 |
| Total loans | 83,464,000 | 84,623,000 | 86,468,000 | 87,427,000 |
| Allowance for loan losses | 1,067,000 | 1,067,000 | 1,058,000 | 1,058,000 |
| Securities available for sale | 10,921,000 | 10,992,000 | 9,016,000 | 8,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,247,000 | 96,409,000 | 97,079,000 | 97,762,000 |
| Interest-bearing deposits | 91,211,000 | 91,207,000 | 90,880,000 | 92,279,000 |
| Noninterest-bearing deposits | 4,036,000 | 5,202,000 | 6,199,000 | 5,483,000 |
| Equity capital | 14,915,000 | 15,031,000 | 15,086,000 | 15,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,383,000 | 3,594,000 | 4,795,000 |
| Interest expense | 140,000 | 292,000 | 453,000 | 616,000 |
| Net interest income | 1,049,000 | 2,091,000 | 3,141,000 | 4,179,000 |
| Noninterest income | 24,000 | 74,000 | 110,000 | 144,000 |
| Noninterest expense | 850,000 | 1,688,000 | 2,517,000 | 3,334,000 |
| Provision for loan losses | -24,000 | -24,000 | -26,000 | -30,000 |
| Pretax income | 247,000 | 501,000 | 760,000 | 1,019,000 |
| Income tax | 42,000 | 87,000 | 140,000 | 193,000 |
| Net income | 205,000 | 414,000 | 620,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,969,000 | 15,028,000 | 15,080,000 | 15,116,000 |
| Total capital | 15,738,000 | 15,810,000 | 15,876,000 | 15,911,000 |
| Risk-weighted assets | 61,202,000 | 62,295,000 | 63,444,000 | 63,328,000 |