Call reports 2018
PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 113,378,000 | 113,676,000 | 110,437,000 | 112,330,000 |
| Total loans | 80,584,000 | 80,591,000 | 82,078,000 | 82,493,000 |
| Allowance for loan losses | 1,053,000 | 1,054,000 | 1,066,000 | 1,066,000 |
| Securities available for sale | 13,797,000 | 13,795,000 | 12,792,000 | 10,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,821,000 | 95,222,000 | 92,028,000 | 93,910,000 |
| Interest-bearing deposits | 91,456,000 | 91,105,000 | 88,572,000 | 90,102,000 |
| Noninterest-bearing deposits | 3,365,000 | 4,117,000 | 3,456,000 | 3,808,000 |
| Equity capital | 14,565,000 | 14,596,000 | 14,655,000 | 14,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,184,000 | 3,330,000 | 4,490,000 |
| Interest expense | 74,000 | 172,000 | 279,000 | 404,000 |
| Net interest income | 1,003,000 | 2,012,000 | 3,051,000 | 4,086,000 |
| Noninterest income | 36,000 | 74,000 | 109,000 | 147,000 |
| Noninterest expense | 821,000 | 1,642,000 | 2,461,000 | 3,264,000 |
| Provision for loan losses | 5,000 | 5,000 | 4,000 | -38,000 |
| Pretax income | 213,000 | 439,000 | 695,000 | 1,007,000 |
| Income tax | 55,000 | 114,000 | 160,000 | 220,000 |
| Net income | 158,000 | 325,000 | 535,000 | 787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,720,000 | 14,752,000 | 14,812,000 | 14,914,000 |
| Total capital | 15,479,000 | 15,509,000 | 15,572,000 | 15,669,000 |
| Risk-weighted assets | 60,443,000 | 60,279,000 | 60,468,000 | 60,120,000 |