Call reports 2017
PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 111,459,000 | 110,156,000 | 107,722,000 | 107,938,000 |
| Total loans | 83,733,000 | 83,631,000 | 80,657,000 | 79,488,000 |
| Allowance for loan losses | 1,136,000 | 1,137,000 | 1,138,000 | 1,124,000 |
| Securities available for sale | 12,908,000 | 11,919,000 | 12,924,000 | 12,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,313,000 | 94,004,000 | 91,623,000 | 92,340,000 |
| Interest-bearing deposits | 91,190,000 | 89,970,000 | 87,730,000 | 88,341,000 |
| Noninterest-bearing deposits | 4,123,000 | 4,034,000 | 3,893,000 | 3,999,000 |
| Equity capital | 14,910,000 | 14,948,000 | 14,942,000 | 14,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 2,168,000 | 3,240,000 | 4,283,000 |
| Interest expense | 66,000 | 130,000 | 191,000 | 254,000 |
| Net interest income | 1,010,000 | 2,038,000 | 3,049,000 | 4,029,000 |
| Noninterest income | 38,000 | 73,000 | 103,000 | 144,000 |
| Noninterest expense | 840,000 | 1,661,000 | 2,483,000 | 3,307,000 |
| Provision for loan losses | 4,000 | 5,000 | 4,000 | -4,000 |
| Pretax income | 204,000 | 445,000 | 665,000 | 870,000 |
| Income tax | 64,000 | 140,000 | 211,000 | 279,000 |
| Net income | 140,000 | 305,000 | 454,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,971,000 | 15,001,000 | 14,995,000 | 14,692,000 |
| Total capital | 15,748,000 | 15,783,000 | 15,747,000 | 15,439,000 |
| Risk-weighted assets | 61,837,000 | 62,205,000 | 59,768,000 | 59,345,000 |