Call reports 2016
PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 111,807,000 | 111,341,000 | 111,252,000 | 112,748,000 |
| Total loans | 81,661,000 | 83,429,000 | 83,591,000 | 82,350,000 |
| Allowance for loan losses | 1,178,000 | 1,172,000 | 1,150,000 | 1,142,000 |
| Securities available for sale | 12,005,000 | 8,006,000 | 9,999,000 | 10,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,337,000 | 94,894,000 | 94,917,000 | 96,534,000 |
| Interest-bearing deposits | 91,917,000 | 91,185,000 | 91,294,000 | 92,466,000 |
| Noninterest-bearing deposits | 3,420,000 | 3,709,000 | 3,623,000 | 4,068,000 |
| Equity capital | 14,954,000 | 14,953,000 | 14,941,000 | 14,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,101,000 | 2,205,000 | 3,294,000 | 4,377,000 |
| Interest expense | 88,000 | 170,000 | 248,000 | 320,000 |
| Net interest income | 1,013,000 | 2,035,000 | 3,046,000 | 4,057,000 |
| Noninterest income | 32,000 | 68,000 | 109,000 | 138,000 |
| Noninterest expense | 862,000 | 1,744,000 | 2,619,000 | 3,460,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | 183,000 | 359,000 | 535,000 | 734,000 |
| Income tax | 57,000 | 112,000 | 166,000 | 228,000 |
| Net income | 126,000 | 247,000 | 369,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,941,000 | 14,942,000 | 14,944,000 | 14,961,000 |
| Total capital | 15,684,000 | 15,703,000 | 15,708,000 | 15,720,000 |
| Risk-weighted assets | 58,993,000 | 60,477,000 | 60,758,000 | 60,298,000 |