Call reports 2014
PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION — 2014
What PEOPLES FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 119,793,000 | 118,263,000 | 110,781,000 | 112,064,000 |
| Total loans | 85,959,000 | 83,681,000 | 82,894,000 | 81,725,000 |
| Allowance for loan losses | 936,000 | 1,096,000 | 1,135,000 | 1,106,000 |
| Securities available for sale | 1,968,000 | 5,979,000 | 7,947,000 | 7,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,387,000 | 101,199,000 | 93,804,000 | 95,147,000 |
| Interest-bearing deposits | 98,977,000 | 98,257,000 | 90,977,000 | 90,977,000 |
| Noninterest-bearing deposits | 3,410,000 | 2,942,000 | 2,827,000 | 4,170,000 |
| Equity capital | 15,160,000 | 14,846,000 | 14,883,000 | 14,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,222,000 | 2,409,000 | 3,612,000 | 4,787,000 |
| Interest expense | 145,000 | 289,000 | 425,000 | 547,000 |
| Net interest income | 1,077,000 | 2,120,000 | 3,187,000 | 4,240,000 |
| Noninterest income | -12,000 | -143,000 | -101,000 | -74,000 |
| Noninterest expense | 904,000 | 1,729,000 | 2,582,000 | 3,403,000 |
| Provision for loan losses | 233,000 | 809,000 | 851,000 | 817,000 |
| Pretax income | -72,000 | -561,000 | -347,000 | -54,000 |
| Income tax | -39,000 | -207,000 | -139,000 | -45,000 |
| Net income | -33,000 | -354,000 | -208,000 | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,179,000 | 14,858,000 | 14,904,000 | 14,982,000 |
| Total capital | 16,003,000 | 15,663,000 | 15,677,000 | 15,732,000 |
| Risk-weighted assets | 65,832,000 | 64,112,000 | 61,480,000 | 59,617,000 |