Call reports 2026
NORTHERN STATE BANK OF GONVICK, THE — 2026
What NORTHERN STATE BANK OF GONVICK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 53,476,000 | 50,574,000 |
| Total loans | 19,153,000 | 19,344,000 |
| Allowance for loan losses | 587,000 | 587,000 |
| Securities available for sale | 25,499,000 | 22,421,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 45,374,000 | 42,292,000 |
| Interest-bearing deposits | 38,172,000 | 38,806,000 |
| Noninterest-bearing deposits | 7,202,000 | 3,486,000 |
| Equity capital | 7,960,000 | 8,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 635,000 | 1,254,000 |
| Interest expense | 220,000 | 449,000 |
| Net interest income | 415,000 | 805,000 |
| Noninterest income | 11,000 | 25,000 |
| Noninterest expense | 197,000 | 387,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 229,000 | 443,000 |
| Income tax | 27,000 | 32,000 |
| Net income | 202,000 | 411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,970,000 | 8,179,000 |
| Total capital | 8,206,000 | 8,405,000 |
| Risk-weighted assets | 18,528,000 | 17,710,000 |