Call reports 2023
NORTHERN STATE BANK OF GONVICK, THE — 2023
What NORTHERN STATE BANK OF GONVICK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 49,116,000 | 46,912,000 | 43,590,000 | 52,604,000 |
| Total loans | 13,635,000 | 15,779,000 | 15,694,000 | 15,399,000 |
| Allowance for loan losses | 630,000 | 630,000 | 631,000 | 631,000 |
| Securities available for sale | 7,329,000 | 7,328,000 | 7,385,000 | 7,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,516,000 | 40,030,000 | 36,350,000 | 45,060,000 |
| Interest-bearing deposits | 32,376,000 | 31,830,000 | 29,776,000 | 35,841,000 |
| Noninterest-bearing deposits | 10,140,000 | 8,200,000 | 6,574,000 | 9,219,000 |
| Equity capital | 6,548,000 | 6,783,000 | 7,079,000 | 7,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,062,000 | 1,632,000 | 2,243,000 |
| Interest expense | 103,000 | 237,000 | 425,000 | 653,000 |
| Net interest income | 416,000 | 825,000 | 1,207,000 | 1,590,000 |
| Noninterest income | 14,000 | 31,000 | 46,000 | 61,000 |
| Noninterest expense | 170,000 | 377,000 | 549,000 | 709,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 260,000 | 479,000 | 704,000 | 942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 260,000 | 479,000 | 704,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,832,000 | 7,051,000 | 7,275,000 | 7,513,000 |
| Total capital | 6,992,000 | 7,238,000 | 7,463,000 | 7,692,000 |
| Risk-weighted assets | 12,372,000 | 14,523,000 | 14,629,000 | 13,929,000 |