Call reports 2022
NORTHERN STATE BANK OF GONVICK, THE — 2022
What NORTHERN STATE BANK OF GONVICK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 45,172,000 | 43,852,000 | 42,979,000 | 53,564,000 |
| Total loans | 9,667,000 | 10,888,000 | 12,098,000 | 12,664,000 |
| Allowance for loan losses | 651,000 | 652,000 | 628,000 | 629,000 |
| Securities available for sale | 7,478,000 | 7,373,000 | 7,256,000 | 7,259,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,671,000 | 37,388,000 | 36,363,000 | 46,737,000 |
| Interest-bearing deposits | 28,340,000 | 28,525,000 | 27,850,000 | 33,048,000 |
| Noninterest-bearing deposits | 10,331,000 | 8,863,000 | 8,513,000 | 13,689,000 |
| Equity capital | 6,468,000 | 6,414,000 | 6,547,000 | 6,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 137,000 | 313,000 | 599,000 | 1,066,000 |
| Interest expense | 19,000 | 40,000 | 72,000 | 152,000 |
| Net interest income | 118,000 | 273,000 | 527,000 | 914,000 |
| Noninterest income | 14,000 | 28,000 | 141,000 | 155,000 |
| Noninterest expense | 145,000 | 304,000 | 446,000 | 608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -13,000 | -3,000 | 222,000 | 461,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | -3,000 | 222,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,691,000 | 6,700,000 | 6,926,000 | 7,164,000 |
| Total capital | 6,805,000 | 6,829,000 | 7,068,000 | 7,314,000 |
| Risk-weighted assets | 8,625,000 | 9,819,000 | 10,902,000 | 11,548,000 |