Call reports 2021
NORTHERN STATE BANK OF GONVICK, THE — 2021
What NORTHERN STATE BANK OF GONVICK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 41,837,000 | 40,818,000 | 40,102,000 | 46,885,000 |
| Total loans | 9,136,000 | 9,345,000 | 8,709,000 | 8,589,000 |
| Allowance for loan losses | 646,000 | 646,000 | 650,000 | 651,000 |
| Securities available for sale | 16,278,000 | 16,120,000 | 15,977,000 | 22,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,081,000 | 34,004,000 | 33,288,000 | 40,157,000 |
| Interest-bearing deposits | 25,414,000 | 25,658,000 | 25,854,000 | 28,579,000 |
| Noninterest-bearing deposits | 9,667,000 | 8,346,000 | 7,434,000 | 11,578,000 |
| Equity capital | 6,711,000 | 6,701,000 | 6,731,000 | 6,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 330,000 | 527,000 | 673,000 |
| Interest expense | 23,000 | 45,000 | 67,000 | 88,000 |
| Net interest income | 150,000 | 285,000 | 460,000 | 585,000 |
| Noninterest income | 10,000 | 23,000 | 34,000 | 47,000 |
| Noninterest expense | 135,000 | 273,000 | 411,000 | 546,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 35,000 | 83,000 | 86,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | 35,000 | 83,000 | 86,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,643,000 | 6,652,000 | 6,699,000 | 6,703,000 |
| Total capital | 6,750,000 | 6,756,000 | 6,801,000 | 6,803,000 |
| Risk-weighted assets | 8,058,000 | 7,833,000 | 7,650,000 | 7,451,000 |