Call reports 2020
NORTHERN STATE BANK OF GONVICK, THE — 2020
What NORTHERN STATE BANK OF GONVICK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 39,772,000 | 40,193,000 | 37,918,000 | 40,955,000 |
| Total loans | 7,680,000 | 7,993,000 | 7,890,000 | 7,861,000 |
| Allowance for loan losses | 681,000 | 681,000 | 682,000 | 669,000 |
| Securities available for sale | 20,764,000 | 18,654,000 | 16,500,000 | 16,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,633,000 | 33,049,000 | 31,098,000 | 34,195,000 |
| Interest-bearing deposits | 23,280,000 | 25,180,000 | 24,117,000 | 25,524,000 |
| Noninterest-bearing deposits | 9,353,000 | 7,869,000 | 6,981,000 | 8,671,000 |
| Equity capital | 7,069,000 | 7,062,000 | 6,696,000 | 6,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 245,000 | 429,000 | 610,000 | 812,000 |
| Interest expense | 49,000 | 85,000 | 115,000 | 141,000 |
| Net interest income | 196,000 | 344,000 | 495,000 | 671,000 |
| Noninterest income | 17,000 | 29,000 | 43,000 | 56,000 |
| Noninterest expense | 148,000 | 282,000 | 432,000 | 547,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 91,000 | 106,000 | 180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 91,000 | 106,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,837,000 | 6,863,000 | 6,544,000 | 6,617,000 |
| Total capital | — | 6,959,000 | 6,638,000 | 6,710,000 |
| Risk-weighted assets | — | 7,123,000 | 6,952,000 | 6,925,000 |