Call reports 2019
NORTHERN STATE BANK OF GONVICK, THE — 2019
What NORTHERN STATE BANK OF GONVICK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 37,428,000 | 35,588,000 | 34,507,000 | 38,462,000 |
| Total loans | 7,145,000 | 7,059,000 | 7,452,000 | 7,548,000 |
| Allowance for loan losses | 680,000 | 680,000 | 681,000 | 681,000 |
| Securities available for sale | 25,384,000 | 23,355,000 | 20,340,000 | 12,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,545,000 | 28,891,000 | 27,686,000 | 31,622,000 |
| Interest-bearing deposits | 23,793,000 | 22,919,000 | 22,380,000 | 24,851,000 |
| Noninterest-bearing deposits | 6,752,000 | 5,972,000 | 5,306,000 | 6,771,000 |
| Equity capital | 6,495,000 | 6,617,000 | 6,719,000 | 6,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 539,000 | 819,000 | 1,054,000 |
| Interest expense | 44,000 | 92,000 | 141,000 | 193,000 |
| Net interest income | 230,000 | 447,000 | 678,000 | 861,000 |
| Noninterest income | 13,000 | 24,000 | 39,000 | 58,000 |
| Noninterest expense | 147,000 | 287,000 | 415,000 | 545,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 184,000 | 302,000 | 374,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 184,000 | 302,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,498,000 | 6,586,000 | 6,702,000 | 6,774,000 |
| Total capital | 6,590,000 | 6,682,000 | 6,792,000 | 6,864,000 |
| Risk-weighted assets | 6,802,000 | 7,150,000 | 6,635,000 | 6,645,000 |