Call reports 2018
NORTHERN STATE BANK OF GONVICK, THE — 2018
What NORTHERN STATE BANK OF GONVICK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 42,148,000 | 39,421,000 | 37,086,000 | 39,501,000 |
| Total loans | 7,409,000 | 7,566,000 | 7,824,000 | 7,477,000 |
| Allowance for loan losses | 679,000 | 679,000 | 679,000 | 679,000 |
| Securities available for sale | 25,123,000 | 27,080,000 | 22,102,000 | 14,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,677,000 | 32,833,000 | 30,384,000 | 32,734,000 |
| Interest-bearing deposits | 23,803,000 | 23,272,000 | 22,237,000 | 25,106,000 |
| Noninterest-bearing deposits | 11,874,000 | 9,561,000 | 8,147,000 | 7,628,000 |
| Equity capital | 6,432,000 | 6,529,000 | 6,626,000 | 6,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 455,000 | 696,000 | 931,000 |
| Interest expense | 21,000 | 48,000 | 80,000 | 121,000 |
| Net interest income | 196,000 | 407,000 | 616,000 | 810,000 |
| Noninterest income | 11,000 | 23,000 | 34,000 | 45,000 |
| Noninterest expense | 138,000 | 269,000 | 404,000 | 518,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 161,000 | 246,000 | 337,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 161,000 | 246,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,468,000 | 6,561,000 | 6,646,000 | 6,737,000 |
| Total capital | 6,583,000 | 6,667,000 | 6,759,000 | 6,860,000 |
| Risk-weighted assets | 8,682,000 | 7,981,000 | 8,509,000 | 9,318,000 |