Call reports 2017
NORTHERN STATE BANK OF GONVICK, THE — 2017
What NORTHERN STATE BANK OF GONVICK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 44,257,000 | 41,417,000 | 40,026,000 | 41,951,000 |
| Total loans | 7,213,000 | 7,713,000 | 7,560,000 | 7,339,000 |
| Allowance for loan losses | 681,000 | 682,000 | 682,000 | 678,000 |
| Securities available for sale | 12,705,000 | 10,634,000 | 10,607,000 | 18,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,828,000 | 34,922,000 | 33,400,000 | 35,306,000 |
| Interest-bearing deposits | 26,654,000 | 26,031,000 | 26,054,000 | 28,227,000 |
| Noninterest-bearing deposits | 11,174,000 | 8,891,000 | 7,346,000 | 7,079,000 |
| Equity capital | 6,387,000 | 6,433,000 | 6,552,000 | 6,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 186,000 | 374,000 | 593,000 | 800,000 |
| Interest expense | 16,000 | 33,000 | 49,000 | 68,000 |
| Net interest income | 170,000 | 341,000 | 544,000 | 732,000 |
| Noninterest income | 14,000 | 26,000 | 38,000 | 49,000 |
| Noninterest expense | 122,000 | 250,000 | 370,000 | 466,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 117,000 | 212,000 | 315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 117,000 | 212,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,383,000 | 6,439,000 | 6,534,000 | 6,637,000 |
| Total capital | 6,499,000 | 6,556,000 | 6,652,000 | 6,752,000 |
| Risk-weighted assets | 8,772,000 | 8,814,000 | 8,921,000 | 8,657,000 |