Call reports 2014
NORTHERN STATE BANK OF GONVICK, THE — 2014
What NORTHERN STATE BANK OF GONVICK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 38,145,000 | 38,374,000 | 35,188,000 | 37,313,000 |
| Total loans | 5,928,000 | 6,259,000 | 6,443,000 | 6,254,000 |
| Allowance for loan losses | 730,000 | 729,000 | 732,000 | 735,000 |
| Securities available for sale | 9,180,000 | 9,145,000 | 9,121,000 | 10,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,880,000 | 32,076,000 | 28,876,000 | 31,020,000 |
| Interest-bearing deposits | 25,312,000 | 25,263,000 | 24,462,000 | 24,222,000 |
| Noninterest-bearing deposits | 6,568,000 | 6,813,000 | 4,414,000 | 6,798,000 |
| Equity capital | 6,224,000 | 6,222,000 | 6,220,000 | 6,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 128,000 | 260,000 | 398,000 | 532,000 |
| Interest expense | 20,000 | 40,000 | 61,000 | 78,000 |
| Net interest income | 108,000 | 220,000 | 337,000 | 454,000 |
| Noninterest income | 15,000 | 31,000 | 48,000 | 62,000 |
| Noninterest expense | 133,000 | 275,000 | 397,000 | 500,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -10,000 | -24,000 | -12,000 | 16,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -10,000 | -24,000 | -12,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,219,000 | 6,206,000 | 6,217,000 | 6,245,000 |
| Total capital | 6,315,000 | 6,300,000 | 6,312,000 | 6,341,000 |
| Risk-weighted assets | 7,075,000 | 6,883,000 | 6,953,000 | 7,056,000 |