Call reports 2013
NORTHERN STATE BANK OF GONVICK, THE — 2013
What NORTHERN STATE BANK OF GONVICK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,681,000 | 37,994,000 | 35,190,000 | 37,681,000 |
| Total loans | 6,214,000 | 6,343,000 | 6,488,000 | 6,366,000 |
| Allowance for loan losses | 726,000 | 725,000 | 725,000 | 726,000 |
| Securities available for sale | 9,876,000 | 9,832,000 | 7,238,000 | 7,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,342,000 | 31,639,000 | 28,888,000 | 31,407,000 |
| Interest-bearing deposits | 25,473,000 | 26,193,000 | 24,909,000 | 25,824,000 |
| Noninterest-bearing deposits | 5,869,000 | 5,446,000 | 3,979,000 | 5,583,000 |
| Equity capital | 6,292,000 | 6,287,000 | 6,217,000 | 6,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 134,000 | 270,000 | 407,000 | 545,000 |
| Interest expense | 26,000 | 50,000 | 74,000 | 95,000 |
| Net interest income | 108,000 | 220,000 | 333,000 | 450,000 |
| Noninterest income | 16,000 | 37,000 | 53,000 | 68,000 |
| Noninterest expense | 132,000 | 271,000 | 415,000 | 522,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -8,000 | -14,000 | 16,000 | 41,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,000 | -14,000 | 16,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,181,000 | 6,174,000 | 6,204,000 | 6,229,000 |
| Total capital | 6,340,000 | 6,335,000 | 6,304,000 | 6,328,000 |
| Risk-weighted assets | 12,168,000 | 12,299,000 | 7,387,000 | 7,326,000 |