Call reports 2012
NORTHERN STATE BANK OF GONVICK, THE — 2012
What NORTHERN STATE BANK OF GONVICK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 35,896,000 | 35,440,000 | 33,781,000 | 37,010,000 |
| Total loans | 5,926,000 | 6,537,000 | 6,361,000 | 6,428,000 |
| Allowance for loan losses | 748,000 | 727,000 | 728,000 | 724,000 |
| Securities available for sale | 9,473,000 | 7,345,000 | 7,369,000 | 7,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,625,000 | 29,171,000 | 27,448,000 | 30,641,000 |
| Interest-bearing deposits | 23,409,000 | 24,456,000 | 23,114,000 | 25,264,000 |
| Noninterest-bearing deposits | 6,216,000 | 4,715,000 | 4,334,000 | 5,377,000 |
| Equity capital | 6,217,000 | 6,187,000 | 6,236,000 | 6,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 148,000 | 286,000 | 424,000 | 566,000 |
| Interest expense | 37,000 | 72,000 | 103,000 | 133,000 |
| Net interest income | 111,000 | 214,000 | 321,000 | 433,000 |
| Noninterest income | 18,000 | 50,000 | 68,000 | 97,000 |
| Noninterest expense | 140,000 | 288,000 | 422,000 | 538,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,000 | -24,000 | -33,000 | -8,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -11,000 | -24,000 | -33,000 | -8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,186,000 | 6,173,000 | 6,163,000 | 6,188,000 |
| Total capital | 6,290,000 | 6,304,000 | 6,284,000 | 6,319,000 |
| Risk-weighted assets | 7,638,000 | 9,875,000 | 9,109,000 | 9,904,000 |