Call reports 2011
NORTHERN STATE BANK OF GONVICK, THE — 2011
What NORTHERN STATE BANK OF GONVICK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 33,879,000 | 33,894,000 | 32,752,000 | 34,637,000 |
| Total loans | 5,989,000 | 6,530,000 | 6,456,000 | 6,051,000 |
| Allowance for loan losses | 757,000 | 747,000 | 747,000 | 747,000 |
| Securities available for sale | 7,554,000 | 7,556,000 | 7,543,000 | 7,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,291,000 | 27,524,000 | 26,387,000 | 28,352,000 |
| Interest-bearing deposits | 24,011,000 | 24,182,000 | 23,078,000 | 22,702,000 |
| Noninterest-bearing deposits | 3,280,000 | 3,343,000 | 3,309,000 | 5,650,000 |
| Equity capital | 6,517,000 | 6,268,000 | 6,251,000 | 6,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 163,000 | 326,000 | 474,000 | 614,000 |
| Interest expense | 53,000 | 107,000 | 158,000 | 198,000 |
| Net interest income | 110,000 | 219,000 | 316,000 | 416,000 |
| Noninterest income | 19,000 | 40,000 | 63,000 | 81,000 |
| Noninterest expense | 147,000 | 304,000 | 452,000 | 573,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -18,000 | -45,000 | -73,000 | -76,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -18,000 | -45,000 | -73,000 | -76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,463,000 | 6,229,000 | 6,199,000 | 6,196,000 |
| Total capital | 6,568,000 | 6,337,000 | 6,306,000 | 6,296,000 |
| Risk-weighted assets | 7,758,000 | 8,009,000 | 7,920,000 | 7,367,000 |