Call reports 2010
NORTHERN STATE BANK OF GONVICK, THE — 2010
What NORTHERN STATE BANK OF GONVICK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 33,444,000 | 32,834,000 | 32,595,000 | 33,312,000 |
| Total loans | 5,935,000 | 6,273,000 | 6,441,000 | 6,153,000 |
| Allowance for loan losses | 757,000 | 753,000 | 761,000 | 756,000 |
| Securities available for sale | 12,449,000 | 10,368,000 | 10,306,000 | 7,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,668,000 | 26,232,000 | 26,005,000 | 26,688,000 |
| Interest-bearing deposits | 23,763,000 | 23,302,000 | 23,432,000 | 23,192,000 |
| Noninterest-bearing deposits | 2,905,000 | 2,930,000 | 2,573,000 | 3,496,000 |
| Equity capital | 6,676,000 | 6,471,000 | 6,455,000 | 6,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 423,000 | 614,000 | 843,000 |
| Interest expense | 74,000 | 146,000 | 215,000 | 275,000 |
| Net interest income | 131,000 | 277,000 | 399,000 | 568,000 |
| Noninterest income | 22,000 | 46,000 | 67,000 | 171,000 |
| Noninterest expense | 153,000 | 312,000 | 474,000 | 606,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 0 | 11,000 | -8,000 | 133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 0 | 11,000 | -8,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,575,000 | 6,358,000 | 6,339,000 | 6,480,000 |
| Total capital | 6,687,000 | 6,475,000 | 6,458,000 | 6,596,000 |
| Risk-weighted assets | 8,295,000 | 8,703,000 | 8,867,000 | 8,651,000 |