Call reports 2025
WAUKON STATE BANK — 2025
What WAUKON STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 424,429,000 | 412,575,000 | 429,976,000 | 433,004,000 |
| Total loans | 341,075,000 | 347,667,000 | 353,896,000 | 358,888,000 |
| Allowance for loan losses | 4,944,000 | 4,970,000 | 4,970,000 | 4,969,000 |
| Securities available for sale | 33,486,000 | 30,892,000 | 30,250,000 | 35,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,285,000 | 347,041,000 | 361,999,000 | 369,909,000 |
| Interest-bearing deposits | 297,551,000 | 285,638,000 | 302,302,000 | 303,571,000 |
| Noninterest-bearing deposits | 62,734,000 | 61,403,000 | 59,697,000 | 66,338,000 |
| Equity capital | 41,189,000 | 42,506,000 | 44,676,000 | 42,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,381,000 | 11,031,000 | 16,881,000 | 22,813,000 |
| Interest expense | 2,137,000 | 4,247,000 | 6,363,000 | 8,444,000 |
| Net interest income | 3,244,000 | 6,784,000 | 10,518,000 | 14,369,000 |
| Noninterest income | 216,000 | 460,000 | 734,000 | 967,000 |
| Noninterest expense | 1,979,000 | 3,738,000 | 5,566,000 | 7,577,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,481,000 | 3,506,000 | 5,686,000 | 7,759,000 |
| Income tax | 55,000 | 134,000 | 226,000 | 308,000 |
| Net income | 1,426,000 | 3,372,000 | 5,460,000 | 7,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,115,000 | 43,312,000 | 45,024,000 | 42,890,000 |