Call reports 2024
WAUKON STATE BANK — 2024
What WAUKON STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 409,991,000 | 393,997,000 | 414,775,000 | 412,903,000 |
| Total loans | 329,944,000 | 333,457,000 | 337,002,000 | 339,194,000 |
| Allowance for loan losses | 5,078,000 | 4,952,000 | 4,978,000 | 4,984,000 |
| Securities available for sale | 33,817,000 | 30,454,000 | 29,869,000 | 28,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,690,000 | 330,534,000 | 350,058,000 | 350,157,000 |
| Interest-bearing deposits | 283,259,000 | 274,527,000 | 292,168,000 | 287,187,000 |
| Noninterest-bearing deposits | 58,431,000 | 56,007,000 | 57,890,000 | 62,970,000 |
| Equity capital | 40,708,000 | 40,545,000 | 41,627,000 | 39,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,768,000 | 9,718,000 | 14,865,000 | 20,188,000 |
| Interest expense | 2,049,000 | 4,210,000 | 6,457,000 | 8,711,000 |
| Net interest income | 2,719,000 | 5,508,000 | 8,408,000 | 11,477,000 |
| Noninterest income | 225,000 | 439,000 | 523,000 | 84,000 |
| Noninterest expense | 1,889,000 | 3,645,000 | 5,494,000 | 7,543,000 |
| Provision for loan losses | 0 | -118,000 | -118,000 | -118,000 |
| Pretax income | 1,055,000 | 2,302,000 | 3,437,000 | 4,018,000 |
| Income tax | 48,000 | 102,000 | 163,000 | 154,000 |
| Net income | 1,007,000 | 2,200,000 | 3,274,000 | 3,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,355,000 | 41,420,000 | 42,066,000 | 40,689,000 |