Call reports 2021
WAUKON STATE BANK — 2021
What WAUKON STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 352,317,000 | 351,621,000 | 367,474,000 | 376,389,000 |
| Total loans | 238,122,000 | 247,620,000 | 248,473,000 | 266,573,000 |
| Allowance for loan losses | 3,188,000 | 3,189,000 | 3,210,000 | 3,210,000 |
| Securities available for sale | 44,735,000 | 44,720,000 | 39,391,000 | 44,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,737,000 | 303,460,000 | 317,799,000 | 327,522,000 |
| Interest-bearing deposits | 249,795,000 | 244,222,000 | 260,085,000 | 262,799,000 |
| Noninterest-bearing deposits | 54,942,000 | 59,238,000 | 57,714,000 | 64,723,000 |
| Equity capital | 36,157,000 | 36,439,000 | 37,948,000 | 38,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,778,000 | 6,191,000 | 9,975,000 | 12,922,000 |
| Interest expense | 387,000 | 743,000 | 1,088,000 | 1,436,000 |
| Net interest income | 2,391,000 | 5,448,000 | 8,887,000 | 11,486,000 |
| Noninterest income | 544,000 | 925,000 | 1,332,000 | 1,605,000 |
| Noninterest expense | 1,352,000 | 2,827,000 | 4,359,000 | 6,047,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,583,000 | 3,546,000 | 5,860,000 | 7,044,000 |
| Income tax | 73,000 | 163,000 | 270,000 | 324,000 |
| Net income | 1,510,000 | 3,383,000 | 5,590,000 | 6,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,382,000 | 35,665,000 | 37,251,000 | 37,867,000 |