Call reports 2020
WAUKON STATE BANK — 2020
What WAUKON STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 311,503,000 | 334,490,000 | 342,992,000 | 341,941,000 |
| Total loans | 230,644,000 | 244,749,000 | 242,582,000 | 231,539,000 |
| Allowance for loan losses | 2,452,000 | 2,703,000 | 2,939,000 | 3,187,000 |
| Securities available for sale | 34,519,000 | 34,589,000 | 32,255,000 | 42,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,025,000 | 284,242,000 | 291,840,000 | 292,151,000 |
| Interest-bearing deposits | 222,525,000 | 235,107,000 | 239,911,000 | 236,198,000 |
| Noninterest-bearing deposits | 38,500,000 | 49,135,000 | 51,929,000 | 55,953,000 |
| Equity capital | 34,878,000 | 36,565,000 | 37,476,000 | 38,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,184,000 | 6,274,000 | 9,178,000 | 12,341,000 |
| Interest expense | 745,000 | 1,325,000 | 1,823,000 | 2,257,000 |
| Net interest income | 2,439,000 | 4,949,000 | 7,355,000 | 10,084,000 |
| Noninterest income | 272,000 | 780,000 | 1,304,000 | 1,857,000 |
| Noninterest expense | 1,343,000 | 2,676,000 | 3,979,000 | 5,523,000 |
| Provision for loan losses | 0 | 250,000 | 500,000 | 750,000 |
| Pretax income | 1,368,000 | 2,803,000 | 4,180,000 | 5,668,000 |
| Income tax | 63,000 | 129,000 | 192,000 | 261,000 |
| Net income | 1,305,000 | 2,674,000 | 3,988,000 | 5,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,255,000 | 35,346,000 | 36,304,000 | 37,397,000 |