Call reports 2019
WAUKON STATE BANK — 2019
What WAUKON STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 280,794,000 | 288,162,000 | 296,094,000 | 300,866,000 |
| Total loans | 221,257,000 | 225,107,000 | 227,795,000 | 223,765,000 |
| Allowance for loan losses | 2,226,000 | 2,251,000 | 2,252,000 | 2,453,000 |
| Securities available for sale | 38,902,000 | 38,009,000 | 36,595,000 | 35,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,979,000 | 235,317,000 | 241,489,000 | 247,960,000 |
| Interest-bearing deposits | 200,137,000 | 200,107,000 | 204,543,000 | 208,119,000 |
| Noninterest-bearing deposits | 32,842,000 | 35,210,000 | 36,946,000 | 39,841,000 |
| Equity capital | 34,413,000 | 35,346,000 | 36,918,000 | 37,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,947,000 | 6,018,000 | 9,170,000 | 12,360,000 |
| Interest expense | 620,000 | 1,319,000 | 2,092,000 | 2,878,000 |
| Net interest income | 2,327,000 | 4,699,000 | 7,078,000 | 9,482,000 |
| Noninterest income | 237,000 | 485,000 | 1,218,000 | 1,472,000 |
| Noninterest expense | 1,144,000 | 2,362,000 | 3,533,000 | 4,815,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 1,420,000 | 2,822,000 | 4,763,000 | 5,939,000 |
| Income tax | 63,000 | 128,000 | 196,000 | 250,000 |
| Net income | 1,357,000 | 2,694,000 | 4,567,000 | 5,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,565,000 | 34,280,000 | 35,762,000 | 36,475,000 |
| Total capital | 35,791,000 | 36,531,000 | 38,014,000 | 38,928,000 |
| Risk-weighted assets | 237,337,000 | 243,763,000 | 245,260,000 | 245,131,000 |