Call reports 2016
WAUKON STATE BANK — 2016
What WAUKON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 275,815,000 | 262,395,000 | 270,003,000 | 270,317,000 |
| Total loans | 190,553,000 | 191,030,000 | 190,782,000 | 187,275,000 |
| Allowance for loan losses | 2,186,000 | 2,224,000 | 2,225,000 | 2,216,000 |
| Securities available for sale | 49,913,000 | 48,702,000 | 47,433,000 | 46,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,267,000 | 221,359,000 | 228,255,000 | 229,706,000 |
| Interest-bearing deposits | 204,889,000 | 191,329,000 | 197,048,000 | 196,186,000 |
| Noninterest-bearing deposits | 28,378,000 | 30,030,000 | 31,207,000 | 33,520,000 |
| Equity capital | 35,702,000 | 36,815,000 | 37,410,000 | 36,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,570,000 | 5,142,000 | 7,687,000 | 10,228,000 |
| Interest expense | 275,000 | 540,000 | 802,000 | 1,064,000 |
| Net interest income | 2,295,000 | 4,602,000 | 6,885,000 | 9,164,000 |
| Noninterest income | 201,000 | 412,000 | 687,000 | 914,000 |
| Noninterest expense | 1,205,000 | 2,350,000 | 3,433,000 | 4,483,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,291,000 | 2,664,000 | 4,139,000 | 5,595,000 |
| Income tax | 59,000 | 122,000 | 190,000 | 256,000 |
| Net income | 1,232,000 | 2,542,000 | 3,949,000 | 5,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,898,000 | 34,237,000 | 35,205,000 | 36,156,000 |
| Total capital | 36,084,000 | 36,461,000 | 37,430,000 | 38,372,000 |
| Risk-weighted assets | 214,142,000 | 213,101,000 | 213,901,000 | 213,657,000 |