Call reports 2015
WAUKON STATE BANK — 2015
What WAUKON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 260,264,000 | 256,590,000 | 271,504,000 | 277,038,000 |
| Total loans | 185,768,000 | 192,249,000 | 192,175,000 | 189,027,000 |
| Allowance for loan losses | 2,052,000 | 2,156,000 | 2,179,000 | 2,169,000 |
| Securities available for sale | 50,535,000 | 49,170,000 | 48,611,000 | 48,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,352,000 | 210,893,000 | 224,267,000 | 229,834,000 |
| Interest-bearing deposits | 184,816,000 | 181,136,000 | 195,311,000 | 199,223,000 |
| Noninterest-bearing deposits | 29,536,000 | 29,757,000 | 28,956,000 | 30,611,000 |
| Equity capital | 35,505,000 | 35,232,000 | 36,522,000 | 38,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,485,000 | 5,088,000 | 7,731,000 | 10,340,000 |
| Interest expense | 272,000 | 544,000 | 821,000 | 1,104,000 |
| Net interest income | 2,213,000 | 4,544,000 | 6,910,000 | 9,236,000 |
| Noninterest income | 312,000 | 547,000 | 786,000 | 978,000 |
| Noninterest expense | 1,222,000 | 2,177,000 | 3,450,000 | 4,437,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 1,303,000 | 2,914,000 | 4,150,000 | 5,681,000 |
| Income tax | 65,000 | 146,000 | 207,000 | 210,000 |
| Net income | 1,238,000 | 2,768,000 | 3,943,000 | 5,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,778,000 | 34,528,000 | 35,313,000 | 36,416,000 |
| Total capital | 35,830,000 | 36,684,000 | 37,492,000 | 38,585,000 |
| Risk-weighted assets | 207,246,000 | 212,831,000 | 214,985,000 | 213,800,000 |