Call reports 2012
WAUKON STATE BANK — 2012
What WAUKON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 222,624,000 | 221,084,000 | 233,254,000 | 237,360,000 |
| Total loans | 162,520,000 | 163,907,000 | 166,105,000 | 166,992,000 |
| Allowance for loan losses | 2,475,000 | 2,522,000 | 2,329,000 | 2,429,000 |
| Securities available for sale | 29,829,000 | 30,423,000 | 35,657,000 | 38,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,499,000 | 189,186,000 | 200,140,000 | 203,666,000 |
| Interest-bearing deposits | 166,805,000 | 164,890,000 | 176,146,000 | 175,257,000 |
| Noninterest-bearing deposits | 24,694,000 | 24,296,000 | 23,994,000 | 28,409,000 |
| Equity capital | 27,932,000 | 28,643,000 | 29,723,000 | 30,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,574,000 | 5,099,000 | 7,620,000 | 10,289,000 |
| Interest expense | 431,000 | 843,000 | 1,241,000 | 1,622,000 |
| Net interest income | 2,143,000 | 4,256,000 | 6,379,000 | 8,667,000 |
| Noninterest income | 243,000 | 456,000 | 743,000 | 1,146,000 |
| Noninterest expense | 995,000 | 2,015,000 | 3,067,000 | 4,209,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,391,000 | 2,697,000 | 4,055,000 | 5,604,000 |
| Income tax | 70,000 | 135,000 | 203,000 | 253,000 |
| Net income | 1,321,000 | 2,562,000 | 3,852,000 | 5,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,588,000 | 27,026,000 | 27,889,000 | 28,960,000 |
| Total capital | 28,738,000 | 29,199,000 | 30,112,000 | 31,220,000 |
| Risk-weighted assets | 171,675,000 | 173,505,000 | 177,710,000 | 180,640,000 |