Call reports 2026
INDEPENDENCE BANK — 2026
What INDEPENDENCE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,370,658,000 | 1,389,110,000 |
| Total loans | 1,050,476,000 | 1,107,793,000 |
| Allowance for loan losses | 14,669,000 | 14,948,000 |
| Securities available for sale | 222,843,000 | 228,706,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,190,820,000 | 1,199,053,000 |
| Interest-bearing deposits | 945,433,000 | 971,663,000 |
| Noninterest-bearing deposits | 245,387,000 | 227,390,000 |
| Equity capital | 162,929,000 | 168,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 20,600,000 | 42,019,000 |
| Interest expense | 5,959,000 | 11,960,000 |
| Net interest income | 14,641,000 | 30,059,000 |
| Noninterest income | 804,000 | 1,559,000 |
| Noninterest expense | 6,339,000 | 13,185,000 |
| Provision for loan losses | 1,000 | 282,000 |
| Pretax income | 8,944,000 | 17,989,000 |
| Income tax | 2,343,000 | 4,779,000 |
| Net income | 6,601,000 | 13,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 179,629,000 | 185,567,000 |
| Total capital | 194,223,000 | 200,515,000 |
| Risk-weighted assets | 1,167,503,000 | 1,224,042,000 |