Call report 2025Q4
INDEPENDENCE BANK — 2025Q4
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,344,534,000 | USD | evidence → |
| Total loans | 1,035,765,000 | USD | evidence → |
| Allowance for loan losses | 14,665,000 | USD | evidence → |
| Securities available for sale | 237,449,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,165,620,000 | USD | evidence → |
| Interest-bearing deposits | 930,947,000 | USD | evidence → |
| Noninterest-bearing deposits | 234,673,000 | USD | evidence → |
| Equity capital | 161,309,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 77,820,000 | USD | evidence → |
| Interest expense | 24,703,000 | USD | evidence → |
| Net interest income | 53,117,000 | USD | evidence → |
| Noninterest income | 3,170,000 | USD | evidence → |
| Noninterest expense | 25,072,000 | USD | evidence → |
| Provision for loan losses | 1,796,000 | USD | evidence → |
| Pretax income | 28,683,000 | USD | evidence → |
| Income tax | 8,158,000 | USD | evidence → |
| Net income | 20,525,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 177,398,000 | USD | evidence → |
| Total capital | 191,779,000 | USD | evidence → |
| Risk-weighted assets | 1,150,200,000 | USD | evidence → |