Call report 2021Q4
INDEPENDENCE BANK — 2021Q4
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,218,476,000 | USD | evidence → |
| Total loans | 751,800,000 | USD | evidence → |
| Allowance for loan losses | 11,524,000 | USD | evidence → |
| Securities available for sale | 209,180,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,084,409,000 | USD | evidence → |
| Interest-bearing deposits | 861,981,000 | USD | evidence → |
| Noninterest-bearing deposits | 222,428,000 | USD | evidence → |
| Equity capital | 129,034,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,157,000 | USD | evidence → |
| Interest expense | 2,895,000 | USD | evidence → |
| Net interest income | 40,262,000 | USD | evidence → |
| Noninterest income | 1,867,000 | USD | evidence → |
| Noninterest expense | 17,803,000 | USD | evidence → |
| Provision for loan losses | 1,055,000 | USD | evidence → |
| Pretax income | 23,079,000 | USD | evidence → |
| Income tax | 5,991,000 | USD | evidence → |
| Net income | 17,088,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 129,050,000 | USD | evidence → |
| Total capital | 139,587,000 | USD | evidence → |
| Risk-weighted assets | 842,032,000 | USD | evidence → |